Take a fresh look at your lifestyle.

These Are the Best Credit Cards for Saving on Groceries and Gas

Editor’s Note: Money Talks News has partnered with CardRatings for our coverage of credit card products. Money Talks News and CardRatings may receive a commission from card issuers.

High inflation continues to dog us on what now feels like every purchase.

Two of the most painful areas — because we spend money on them almost constantly — are car fuel and people fuel.

If you could save more money (or get more back) on gas and groceries, how much of a difference would it make in your budget?

Check out these great card offers and see if you can effortlessly squeeze more out of your spending.

Blue Cash Preferred from American Express

Why we like it: The Blue Cash Preferred Card offers a very strong 6% cash back on the first $6,000 per year spent on supermarket purchases and 3% cash back spent at gas stations in the U.S. Plus, for a limited time, you also earn $300 back in statement credits after you spend $3,000 with the card in the first six months.

What to know:

Blue Cash Preferred from American Express
American Express
  • 6% cash back on up to $6,000 spent at U.S. supermarkets per year, and 1% cash back after that amount.
  • 6% cash back on certain U.S. streaming subscription services.
  • 3% cash back on spending at U.S. gas stations and for taxi or rideshare service.
  • 1% cash back on other purchases.
  • 0% introductory APR on purchases for 12 months. (See rates and fees)
  • $0 intro annual fee for first year, then $95. (See rates and fees)

Note: Cash back is redeemed as statement credits.

Chase Sapphire Preferred

Why we like it: Like its cousin the Chase Sapphire Reserve, this card offers amazing bang for your buck on travel rewards and currently has a compelling introductory offer: Earn 80,000 bonus points after you spend $4,000 on purchases in the first three months, worth $1,000 toward travel. Combined with all the other high reward points opportunities, this card more than pays for itself.

What to know:

Chase Sapphire Preferred
Chase
  • Get 80,000 bonus Ultimate Rewards points after spending $4,000 on purchases in the first three months from account opening.
  • Get a $50 annual Ultimate Rewards hotel credit.
  • Get a 10% anniversary points boost each year.
  • Earn 5 points per $1 spent on travel purchased through Chase Ultimate Rewards.
  • Earn 3 points per $1 spent on streaming services and online grocery purchases.
  • Earn 3 points per $1 spent on dining.
  • Earn 2 points per $1 spent on other travel.
  • Earn 1 point per $1 spent on everything else.
  • Get trip cancellation insurance if your trip is canceled due to sickness or severe weather conditions.
  • No foreign transaction fees.
  • $95 annual fee.

Citi Double Cash

Why we like it: We’ve called this “The Best Cash-Back Credit Card for Everyday Use” since it earns 1% cash back on every purchase, then earns another 1% cash back when you pay for those purchases. If you want the peace of mind that you’re earning good cash-back rewards on everything, with no gimmicks or expiration dates, this is your card.

What to know:

Citi Double Cash
Citi
  • Get a total of 2% cash back on every purchase.
  • No limits or caps on cash back.
  • No confusing categories; everything earns cash back.
  • No annual fee.

Note: This card offers 18 months of 0% introductory APR on balance transfers.

Chase Freedom Unlimited

Why we like it: With no annual fee to worry about, the Chase Freedom Unlimited card is a top-tier choice for grocery or general cash-back rewards, offering at least 1.5% cash back on every purchase and more in certain categories. You also earn an extra 1.5% cash back on every purchase on up to $20,000 spent in the first year. For example, that extra 1.5% would boost the 5% cash back normally available for travel up to 6.5%.

What to know:

Chase Freedom Unlimited
Chase
  • 5% cash back on travel-related purchases through Chase.
  • 3% cash back on dining at restaurants and on drugstore purchases.
  • 1.5% cash back on every other purchase.
  • No expiration on cash-back rewards.
  • 0% introductory APR on purchases for 15 months, then a variable rate of 15.24% to 23.99%.
  • No annual fee.

Note: This card has a foreign transaction fee, so plan accordingly for international travel.

Whatever you need in a credit card — whether it’s a balance transfer, reward points, cash back or a low interest rate — you can find it with our credit card search tool. Click here to search for the plastic that best fits your needs.

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