Take a fresh look at your lifestyle.

: Small-dollar loans are increasingly popular. Are they a smart choice for low-income Americans?

Small-dollar loans offer a new and more affordable alternative to payday loans

What are small-dollar loans and what should consumers know about them?

MarketWatch photo illustration/iStockphoto

If your rent was due and you were a few hundred dollars short, and you could quickly get approved for a $700 loan with a low fee, would you be interested?

A growing number of consumers are answering yes to this question, and banks and credit unions are increasingly meeting their needs with small-dollar loans, which are generally defined…

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