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How to make every dollar — and decision — count

Warner Bros/Courtesy Everett Collection

Unquestionably, the best time to retire is after you have saved up more money than you will ever need. But not everybody can do that. If you are one of those people, then this article is for you.

In order to retire with savings that may be adequate (though not necessarily ample), you’ve got to make every dollar count. You also have to make every decision count.


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About the Author

MarketWatch Contributor Network

Paul A. Merriman is a contributor to MarketWatch and the retired founder of investment-advisory firm Merriman Wealth Management. He is the founder of the Merriman Financial Education Foundation, providing investors of all ages free information and tools to successfully implement their retirement savings program