Take a fresh look at your lifestyle.

How to Raise Your Credit Score Without Getting Ripped Off

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In this episode, we’re talking about credit repair.

Your credit matters. A lot. Nearly every financial transaction involves your credit: getting an apartment, buying a house, getting cell service, what you pay for car insurance, and sometimes even getting a job. Your credit determines not just whether you can get various services, but how much you’ll pay for them.

So, how do you make your credit look its best? Many turn to credit repair companies, but this is an area rife with rip-offs. There are more than 40,000 credit repair companies in the United States, and it’s not easy to tell the good guys from the bad. And believe me: There are plenty of bad guys out there.

So today we’re going to talk about how to fix your credit yourself, or if you need help, how to find it.

Host Stacy Johnson is joined by financial journalist Miranda Marquit. Listening in and sometimes contributing is producer Aaron Freeman. Today’s special guest is Michelle Lambright Black, a long-time industry professional.

Remember, our podcasts don’t offer financial advice. So make sure to do your own research and consult your own experts before acting on anything you learn here.

You can download the episode wherever you get your podcasts:

What you need to know about credit scores

One of the reasons people get worried about credit repair is because they’re worried about their credit scores. If you want to learn more about credit scores, we have free resources that can help.

Boost your credit score and get more for your money

If you’re hoping to boost your credit score, we can help you improve your history so you have access to more financial services at better prices.

Meet this week’s guest, Michelle Lambright Black

Courtesy of Michelle Lambright Black / Money Talks News

Michelle is a credit expert, freelance writer and founder of CreditWriter.com. She has more than 20 years of experience writing and speaking about credit and money, and focuses on helping families and small business owners make smart, informed decisions about their credit, money, and financial products.

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About the hosts

Stacy Johnson founded Money Talks News in 1991. He’s a CPA, and he has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate.

Miranda Marquit, MBA, is a financial expert, writer and speaker. She’s been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.

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