FA Center: Are you qualified to be a DIY financial adviser? Answer these 3 questions to find out.

You’re smart. You’re a pretty good amateur investor. You’re able to save money, spend wisely and plan for your financial future.

It’s not that hard. So you don’t need a financial adviser, right?

There’s no simple answer. Many do-it-yourselfers possess the knowledge and temperament to be their own financial planner. Others figure that even…