Randy Garn

This man and his wife have fallen on hard times, but in reality they have been in this predicament for decades. He hasn’t had a job for many years, because he says that his wages will be garnished so it isn’t worth working. They owe a lot…

baranq / Shutterstock.com Ahhh, winter: darker skies, lower temperatures and a heapin’ helpin’ of snow, freezing rain or frigid wind. Who’s up for a 5-mile run? Sure, it can be tough to get out of bed and tougher still to get out the door.…

astarot / Shutterstock.com Editor's Note: This story originally appeared on NewRetirement.We hear a lot of horror stories these days about people saving too little, but the fact is that some people are actually saving too muchfor…

Got a question about the mechanics of investing, how it fits into your overall financial plan and what strategies can help you make the most out of your money? You can write me at beth.pinsker@marketwatch.com.   Dear…